Private Client Portfolio Management Solutions
Whether you are seeking to maximize the long term value of your investments or you wish to achieve a specific investment goal with minimal risk, RAM will deliver a state-of-the-art portfolio solution that is optimally matched to your investment objectives. Each of the portfolios listed below is managed according to clearly defined, quantitative parameters that are calibrated to target specific performance and risk benchmarks. Customized solutions are also available to fit your unique investment needs. Please contact us to schedule a consultation or to obtain additional information.
- Global Investment Strategy Level I (USD)
- Liquidity and income generation with low volatility.
Using a global, multi-asset approach incorporating dynamic strategic and tactical asset allocation, this strategy targets the historical volatility (standard deviation) and value at risk (VAR) of the Lehman 1 to 3 yr Government bond index. The strategy attempts to beat the benchmark over the long run while at all times remaining within a pre-defined set of statistical risk parameters described by the benchmark. - Global Investment Strategy Level II (USD)
- Capital Stability with reasonable income generation
Using a global, multi-asset approach incorporating dynamic strategic and tactical asset allocation, this strategy targets the historical volatility (std. deviation) and value-at-risk (VAR) of the Lehman intermediate Government Credit bond index. The strategy attempts to beat the benchmark over the long run while at all times remaining within a pre-defined array of statistical risk parameters described by the benchmark. - Global Investment Strategy Level III (USD)
- Long-term capital growth with moderate volatility
Using a global, multi-asset approach incorporating dynamic strategic and tactical asset allocation, this strategy targets the historical volatility (std. deviation) and value at risk (VAR) of a benchmark comprised of 50% S&P 500 index, 45% Lehman Intermediate Government/Credit index, 5% 90 day T-bills) The strategy attempts to beat the benchmark over the long run while remaining at all times within a pre-defined array of statistical risk parameters described by the benchmark. - Global Investment Strategy Level IV (USD)
- Long-term capital growth with lower than equity risk
Using a global, multi-asset approach incorporating dynamic strategic and tactical asset allocation, this strategy targets the historical volatility (standard. deviation) and value at risk (VAR) of a benchmark comprised of 80% S&P 500 index, 15% Lehman Intermediate Govt/Credit index, 5% 90day T-bill. The strategy attempts to beat the benchmark over the long run while remaining at all times within a pre-defined array of statistical risk parameters described by the benchmark. - US Equity Portfolio
- Aggressive growth
The US equity portfolio invests primarily in large-to-mid capitalization stocks listed on the major US exchanges. The portfolio may invest in (ETFs) exchange traded funds or indexed mutual funds, and may use options to hedge risk or to enhance portfolio returns. The primary investment objective of the US Equity Portfolio is to produce investment returns (net of fees) that exceed the return of the S&P 500 Index on a cumulative basis over time, while closely tracking the overall volatility of S&P 500. Security selection is based on RAM’s proprietary, multi-factor equity valuation models that incorporate cash flow valuation, relative valuation, and momentum trends. Fundamental analysis is also employed in the final stage of the selection process. Equity selection generally follows a GARP (growth at a reasonable price) approach., Specifically, our approach attempts to identify companies with durable, consistent, and potentially accelerating earnings growth, while applying valuation discipline in order to ensure that companies held trade at discounts their peers, the market, or our estimate of intrinsic value.
